@import url('data:text/css,');

:root {
  --ink: #14313b;
  --ink-soft: #49636b;
  --deep: #0d3441;
  --deep-2: #092833;
  --teal: #087b7a;
  --teal-dark: #056361;
  --mint: #d9f3ed;
  --gold: #f1aa44;
  --cream: #f7f5ef;
  --white: #ffffff;
  --line: #dce6e5;
  --shadow: 0 20px 55px rgba(13, 52, 65, .12);
  --radius: 22px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.65; -webkit-font-smoothing: antialiased; }
body.modal-open { overflow: hidden; }
button, input, textarea, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
img, svg { max-width: 100%; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { line-height: 1.14; letter-spacing: -.025em; }
h1 { margin-bottom: 24px; font-size: clamp(2.65rem, 5.4vw, 5.15rem); }
h2 { margin-bottom: 18px; font-size: clamp(2rem, 3.5vw, 3.35rem); }
h3 { margin-bottom: 10px; font-size: 1.16rem; }
p { color: var(--ink-soft); }
address { font-style: normal; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: 12px; left: 12px; z-index: 1000; padding: 10px 15px; color: var(--white); background: var(--deep); border-radius: 8px; transform: translateY(-150%); }
.skip-link:focus { transform: translateY(0); }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, .94); border-bottom: 1px solid rgba(220, 230, 229, .8); backdrop-filter: blur(14px); }
.nav-wrap { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 11px; max-width: 320px; color: var(--deep); font-weight: 800; line-height: 1.2; text-decoration: none; }
.brand-mark { position: relative; flex: 0 0 38px; width: 38px; height: 38px; display: grid; place-items: center; background: var(--teal); border-radius: 11px; transform: rotate(-5deg); }
.brand-mark::before, .brand-mark::after, .brand-mark span::after { content: ""; position: absolute; background: var(--white); border-radius: 10px; }
.brand-mark::before { width: 19px; height: 3px; top: 11px; left: 9px; }
.brand-mark::after { width: 14px; height: 3px; top: 18px; left: 9px; }
.brand-mark span::after { width: 9px; height: 3px; top: 25px; left: 9px; }
.main-nav { display: flex; align-items: center; gap: 28px; }
.main-nav > a { color: var(--ink-soft); font-size: .94rem; font-weight: 650; text-decoration: none; }
.main-nav > a:hover, .main-nav > a:focus { color: var(--teal); }
.menu-toggle { display: none; width: 44px; height: 44px; padding: 10px; background: transparent; border: 0; border-radius: 9px; }
.menu-toggle span:not(.sr-only) { display: block; width: 24px; height: 2px; margin: 5px auto; background: var(--deep); transition: .2s; }

.button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; gap: 8px; padding: 13px 22px; color: var(--white); background: var(--teal); border: 1px solid var(--teal); border-radius: 12px; box-shadow: none; font-weight: 750; text-align: center; text-decoration: none; cursor: pointer; transition: transform .2s, background .2s, border-color .2s, box-shadow .2s; }
.button:hover, .button:focus-visible { background: var(--teal-dark); border-color: var(--teal-dark); box-shadow: 0 10px 24px rgba(8, 123, 122, .2); transform: translateY(-2px); }
.button-small { min-height: 42px; padding: 9px 17px; border-radius: 10px; font-size: .9rem; }
.button-primary { min-height: 57px; padding-inline: 27px; }
.button-light { color: var(--deep); background: var(--white); border-color: var(--white); }
.button-light:hover, .button-light:focus-visible { color: var(--deep); background: var(--mint); border-color: var(--mint); }
.button-outline { color: var(--teal); background: var(--white); border-color: var(--teal); }
.text-link { display: inline-flex; align-items: center; gap: 7px; color: var(--teal); font-weight: 750; text-decoration: none; }
.text-link:hover span { transform: translateX(4px); }
.text-link span { transition: transform .2s; }

.hero { position: relative; overflow: hidden; padding: 96px 0 86px; background: linear-gradient(135deg, #fbfaf6 0%, #f3fbf9 62%, #e6f6f3 100%); }
.hero::before { content: ""; position: absolute; width: 520px; height: 520px; top: -260px; right: -150px; border: 1px solid rgba(8, 123, 122, .15); border-radius: 50%; box-shadow: 0 0 0 80px rgba(8, 123, 122, .035), 0 0 0 160px rgba(8, 123, 122, .025); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.12fr .88fr; align-items: center; gap: 70px; }
.hero-copy { max-width: 720px; }
.eyebrow { margin-bottom: 15px; color: var(--teal); font-size: .76rem; font-weight: 850; letter-spacing: .15em; text-transform: uppercase; }
.eyebrow.light { color: #9ee4d7; }
.hero-lead { max-width: 660px; margin-bottom: 31px; font-size: 1.2rem; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; }
.trust-list { display: flex; flex-wrap: wrap; gap: 11px 25px; margin: 33px 0 0; padding: 0; color: var(--ink); list-style: none; font-size: .91rem; font-weight: 700; }
.trust-list li::before { content: "✓"; display: inline-grid; width: 21px; height: 21px; margin-right: 8px; place-items: center; color: var(--teal); background: var(--mint); border-radius: 50%; font-size: .75rem; }
.hero-visual { position: relative; min-height: 465px; display: grid; place-items: center; }
.visual-glow { position: absolute; width: 410px; height: 410px; background: linear-gradient(145deg, var(--teal), #1ea89e); border-radius: 45% 55% 50% 50%; transform: rotate(-8deg); opacity: .12; }
.document-card { position: relative; z-index: 2; width: min(355px, 85%); min-height: 410px; padding: 31px; background: var(--white); border: 1px solid rgba(8, 123, 122, .13); border-radius: 20px; box-shadow: 0 30px 70px rgba(13, 52, 65, .19); transform: rotate(2deg); }
.document-card-back { position: absolute; z-index: 1; min-height: 400px; background: #d9efea; transform: translate(-27px, 13px) rotate(-7deg); }
.document-head { display: flex; align-items: center; gap: 14px; padding-bottom: 23px; border-bottom: 1px solid var(--line); }
.document-head strong, .document-head small { display: block; }
.document-head small { margin-top: 3px; color: #759098; }
.document-icon { width: 44px; height: 44px; display: grid; place-items: center; color: var(--white); background: var(--teal); border-radius: 12px; font-weight: 900; }
.document-line { width: 67%; height: 8px; margin-top: 22px; background: #e8efee; border-radius: 10px; }
.document-line.wide { width: 94%; }
.check-row { display: flex; align-items: center; gap: 13px; margin-top: 21px; }
.check-row span { width: 25px; height: 25px; display: grid; place-items: center; color: var(--teal); background: var(--mint); border-radius: 7px; font-size: .8rem; font-weight: 900; }
.check-row i { width: 65%; height: 7px; background: #d9e5e3; border-radius: 10px; }
.document-stamp { width: max-content; margin: 31px auto 0; padding: 9px 13px; color: var(--teal); border: 2px solid var(--teal); border-radius: 6px; font-size: .69rem; font-weight: 900; letter-spacing: .09em; transform: rotate(-3deg); }
.floating-note { position: absolute; z-index: 4; right: -8px; bottom: 38px; padding: 15px 18px; color: var(--deep); background: var(--white); border-radius: 13px; box-shadow: var(--shadow); font-size: .82rem; font-weight: 750; }
.floating-note span { color: var(--gold); margin-right: 5px; }

.notice-section { padding-top: 26px; }
.private-notice { display: flex; align-items: flex-start; gap: 17px; padding: 22px 25px; background: #fff8e9; border: 1px solid #f2dba8; border-radius: 14px; }
.private-notice p { margin: 0; color: #624f29; font-size: .93rem; }
.notice-icon { flex: 0 0 28px; width: 28px; height: 28px; display: grid; place-items: center; color: #6d4a0b; background: var(--gold); border-radius: 50%; font-family: Georgia, serif; font-weight: 900; }
.section { padding: 105px 0; }
.section-tint { background: var(--cream); }
.section-heading { max-width: 760px; margin: 0 auto 52px; text-align: center; }
.section-heading > p:last-child { max-width: 670px; margin: 0 auto; }
.section-heading.narrow { max-width: 700px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card { position: relative; min-height: 230px; padding: 28px; overflow: hidden; background: var(--white); border: 1px solid var(--line); border-radius: 18px; transition: transform .25s, box-shadow .25s, border-color .25s; }
.service-card:hover { border-color: rgba(8, 123, 122, .35); box-shadow: var(--shadow); transform: translateY(-5px); }
.service-card::after { content: ""; position: absolute; width: 100px; height: 100px; right: -58px; bottom: -58px; background: var(--mint); border-radius: 50%; transition: transform .25s; }
.service-card:hover::after { transform: scale(1.25); }
.service-number { display: inline-block; margin-bottom: 30px; color: var(--teal); font-size: .77rem; font-weight: 900; letter-spacing: .13em; }
.service-card p { margin: 0; font-size: .94rem; }
.section-action { margin-top: 38px; text-align: center; }
.process-list { display: grid; grid-template-columns: repeat(4, 1fr); margin: 0; padding: 0; list-style: none; counter-reset: none; }
.process-list li { position: relative; padding: 0 25px; text-align: center; }
.process-list li:not(:last-child)::after { content: ""; position: absolute; top: 26px; left: calc(50% + 35px); width: calc(100% - 70px); height: 1px; background: #b9d5d0; }
.step { position: relative; z-index: 2; width: 53px; height: 53px; display: grid; margin: 0 auto 24px; place-items: center; color: var(--white); background: var(--teal); border: 6px solid #dcefeb; border-radius: 50%; font-weight: 850; }
.process-list p { margin: 0; font-size: .91rem; }
.split-layout { display: grid; grid-template-columns: .8fr 1.2fr; align-items: start; gap: 85px; }
.large-copy { font-size: 1.08rem; }
.benefit-list { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.benefit-list article { display: flex; gap: 15px; padding: 24px; background: #f7fbfa; border: 1px solid var(--line); border-radius: 16px; }
.benefit-list article > span { flex: 0 0 31px; width: 31px; height: 31px; display: grid; place-items: center; color: var(--teal); background: var(--mint); border-radius: 9px; font-weight: 900; }
.benefit-list p { margin: 0; font-size: .88rem; }
.section-dark { color: var(--white); background: var(--deep); }
.section-dark h2, .section-dark h3 { color: var(--white); }
.clarity-grid { display: grid; grid-template-columns: .7fr 1.3fr; align-items: center; gap: 75px; }
.clarity-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.clarity-cards article { padding: 28px; background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .13); border-radius: 18px; }
.clarity-cards ul { margin: 19px 0 0; padding: 0; list-style: none; }
.clarity-cards li { position: relative; margin: 12px 0; padding-left: 23px; color: #d2e3e6; font-size: .9rem; }
.clarity-cards li::before { content: "•"; position: absolute; left: 2px; color: #8addce; font-size: 1.2rem; }
.faq-layout { display: grid; grid-template-columns: .72fr 1.28fr; align-items: start; gap: 80px; }
.faq-intro { position: sticky; top: 120px; }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion details:first-child { border-top: 1px solid var(--line); }
.accordion summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 23px 4px; color: var(--ink); font-weight: 750; cursor: pointer; list-style: none; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { color: var(--teal); font-size: 1.45rem; font-weight: 400; transition: transform .2s; }
.accordion details[open] summary span { transform: rotate(45deg); }
.accordion details p { padding: 0 45px 23px 4px; margin: 0; }
.contact-section { padding-top: 30px; }
.contact-card { display: grid; grid-template-columns: 1.08fr .92fr; overflow: hidden; color: var(--white); background: var(--teal); border-radius: 26px; box-shadow: 0 30px 65px rgba(8, 123, 122, .2); }
.contact-copy { padding: 57px; background: linear-gradient(135deg, var(--teal), #075d66); }
.contact-copy h2 { color: var(--white); }
.contact-copy p:not(.eyebrow) { color: #d9f2ef; }
.contact-details { display: grid; align-content: center; gap: 24px; padding: 48px; color: var(--ink); background: var(--cream); }
.contact-details div { padding-bottom: 18px; border-bottom: 1px solid #d9e2df; }
.contact-details div:last-child { border-bottom: 0; }
.contact-details strong, .contact-details a, .contact-details div > span:last-child { display: block; color: var(--ink); font-weight: 720; text-decoration: none; overflow-wrap: anywhere; }
.contact-details a:hover { color: var(--teal); }
.contact-label { display: block; margin-bottom: 4px; color: #6b7d81; font-size: .7rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; }

.site-footer { padding: 72px 0 24px; color: #cee0e3; background: var(--deep-2); }
.footer-grid { display: grid; grid-template-columns: 1.6fr .7fr .8fr; gap: 65px; padding-bottom: 50px; }
.brand-footer { color: var(--white); }
.footer-grid > div:first-child p { max-width: 430px; margin: 22px 0 0; color: #9eb5ba; }
.footer-grid h2 { margin-bottom: 18px; color: var(--white); font-size: .83rem; letter-spacing: .09em; text-transform: uppercase; }
.footer-grid div > a:not(.brand) { display: block; width: fit-content; margin: 10px 0; color: #b7cbd0; font-size: .91rem; text-decoration: none; }
.footer-grid div > a:hover { color: var(--white); }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; padding-top: 23px; border-top: 1px solid rgba(255, 255, 255, .1); }
.footer-bottom p { margin: 0; color: #88a4aa; font-size: .78rem; }
.footer-bottom a { color: #bfd0d3; }

.modal-backdrop { position: fixed; inset: 0; z-index: 500; display: grid; place-items: center; padding: 20px; overflow-y: auto; background: rgba(3, 24, 31, .73); backdrop-filter: blur(7px); animation: fade-in .18s ease-out; }
.modal-panel { position: relative; width: min(100%, 700px); max-height: calc(100vh - 40px); padding: 42px; overflow-y: auto; background: var(--white); border-radius: 22px; box-shadow: 0 35px 90px rgba(0, 0, 0, .3); animation: modal-in .25s ease-out; }
.modal-panel-compact { width: min(100%, 570px); text-align: center; }
.modal-panel h2 { margin-right: 35px; font-size: clamp(1.75rem, 4vw, 2.5rem); }
.modal-close { position: absolute; top: 17px; right: 17px; width: 42px; height: 42px; display: grid; place-items: center; color: var(--ink); background: #edf4f2; border: 0; border-radius: 50%; font-size: 1.6rem; line-height: 1; cursor: pointer; }
.modal-close:hover { background: var(--mint); }
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; margin-top: 26px; }
.choice-card { display: grid; grid-template-columns: 39px 1fr; gap: 2px 13px; padding: 18px; color: var(--ink); background: #f8fbfa; border: 1px solid var(--line); border-radius: 14px; text-align: left; cursor: pointer; transition: .2s; }
.choice-card:hover, .choice-card:focus-visible { background: #eef9f6; border-color: var(--teal); transform: translateY(-2px); }
.choice-card > span { grid-row: 1 / 3; width: 39px; height: 39px; display: grid; place-items: center; color: var(--teal); background: var(--mint); border-radius: 10px; font-weight: 900; }
.choice-card strong { align-self: end; }
.choice-card small { color: var(--ink-soft); }
.modal-footnote { margin: 23px 0 0; color: #70858a; font-size: .79rem; }
.modal-success { width: 66px; height: 66px; display: grid; margin: 0 auto 23px; place-items: center; color: var(--white); background: var(--teal); border: 7px solid var(--mint); border-radius: 50%; font-size: 1.4rem; font-weight: 900; }
.modal-contact-actions { display: grid; gap: 11px; margin-top: 28px; }
.toast { position: fixed; z-index: 600; right: 20px; bottom: 20px; max-width: 360px; padding: 14px 18px; color: var(--white); background: var(--deep); border-radius: 10px; box-shadow: var(--shadow); opacity: 0; pointer-events: none; transform: translateY(15px); transition: .25s; }
.toast.visible { opacity: 1; transform: translateY(0); }
@keyframes fade-in { from { opacity: 0; } }
@keyframes modal-in { from { opacity: 0; transform: translateY(20px) scale(.98); } }

.legal-main { min-height: 70vh; padding: 75px 0 100px; background: linear-gradient(180deg, #f4faf8 0, #fff 280px); }
.legal-article { max-width: 850px; }
.legal-article h1 { margin-bottom: 12px; font-size: clamp(2.5rem, 5vw, 4.25rem); }
.legal-article h2 { margin: 44px 0 12px; font-size: 1.45rem; }
.legal-article p { font-size: 1rem; }
.legal-article a { color: var(--teal); }
.legal-updated { padding-bottom: 28px; border-bottom: 1px solid var(--line); font-size: .86rem !important; }
.legal-contact { margin: 18px 0 35px; padding: 21px; background: var(--cream); border-left: 4px solid var(--teal); border-radius: 0 12px 12px 0; }
.legal-footer { padding-top: 25px; }

:focus-visible { outline: 3px solid rgba(241, 170, 68, .8); outline-offset: 3px; }
@media (max-width: 960px) {
  .main-nav { position: absolute; top: 78px; left: 20px; right: 20px; display: none; padding: 22px; align-items: stretch; flex-direction: column; gap: 17px; background: var(--white); border: 1px solid var(--line); border-radius: 15px; box-shadow: var(--shadow); }
  .main-nav.open { display: flex; }
  .menu-toggle { display: block; }
  .hero { padding-top: 70px; }
  .hero-grid { grid-template-columns: 1fr; gap: 35px; }
  .hero-copy { max-width: 800px; }
  .hero-visual { min-height: 420px; }
  .floating-note { right: 6%; }
  .service-grid { grid-template-columns: 1fr 1fr; }
  .process-list { grid-template-columns: 1fr 1fr; gap: 45px 20px; }
  .process-list li:not(:last-child)::after { display: none; }
  .split-layout, .clarity-grid, .faq-layout { grid-template-columns: 1fr; gap: 45px; }
  .faq-intro { position: static; }
  .contact-card { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1.4fr .8fr .9fr; gap: 30px; }
}
@media (max-width: 680px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .nav-wrap { min-height: 68px; }
  .brand { max-width: 235px; font-size: .89rem; }
  .brand-mark { flex-basis: 34px; width: 34px; height: 34px; }
  .brand-mark::before { top: 10px; left: 8px; }
  .brand-mark::after { top: 17px; left: 8px; }
  .brand-mark span::after { top: 24px; left: 8px; }
  .main-nav { top: 69px; left: 14px; right: 14px; }
  .hero { padding: 58px 0 60px; }
  h1 { font-size: clamp(2.4rem, 13vw, 3.7rem); }
  h2 { font-size: clamp(1.9rem, 9vw, 2.55rem); }
  .hero-lead { font-size: 1.06rem; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 18px; }
  .hero-actions .button { width: 100%; }
  .hero-actions .text-link { justify-content: center; }
  .trust-list { align-items: flex-start; flex-direction: column; }
  .hero-visual { min-height: 390px; }
  .document-card { min-height: 360px; padding: 24px; }
  .document-card-back { min-height: 350px; }
  .floating-note { right: 0; bottom: 5px; }
  .private-notice { padding: 18px; }
  .section { padding: 75px 0; }
  .section-heading { margin-bottom: 36px; }
  .service-grid, .benefit-list, .clarity-cards, .choice-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 0; }
  .process-list { grid-template-columns: 1fr; gap: 35px; }
  .process-list li { display: grid; grid-template-columns: 54px 1fr; gap: 17px; padding: 0; text-align: left; }
  .process-list .step { grid-row: 1; margin: 0; }
  .contact-copy, .contact-details { padding: 35px 25px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { align-items: flex-start; flex-direction: column; }
  .modal-backdrop { padding: 10px; align-items: end; }
  .modal-panel { max-height: calc(100vh - 20px); padding: 32px 20px 25px; border-radius: 20px 20px 12px 12px; }
  .modal-panel h2 { margin-right: 30px; }
  .choice-card { padding: 14px; }
  .legal-main { padding: 55px 0 75px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}